Hurricane Insurance

Aloha!
I'm in the process of picking up home insurance for my condo at Keola La'i. Would anyone know if Hurricane Insurance is covered under our maintenance fees?

My loan bank officer once told me not to worry about it since most times, the whole building itself is insured by the building's maintenance fees.

Anyone got a clue?

Thanks!

I believe this is covered by the monthly association fees, but it'd be great to get a confirmation from Don. Ever since Iniki in 1992, Hawaii has gotten a few close calls (Daniel, Fernanda). This is certainly a legit concern considering the amount of glass in Keola La'i.

The master policy covers the building and everything exerior to your unit, but you will probably need additional coverage for items in the interior of your unit or if someone is injured inside your unit. To be honest, I would love to see the actual insurance policy that is included with our maintenance fees.